Monday, August 22, 2011

The Social Security Well about to Dry Up

Social Security has been running surpluses for over 25 years, and is expected to run a surplus growth to $4.3 trillion until 2023. But if nothing changes, after 2023, surpluses will be used to pay benefits. Consequently, some estimates say that we are only going to be solvent -- when Social Security assets are greater than liabilities; i.e. positive balance -- until 2036. At that point reserves would be depleted and experts are predicting that we are not going to have enough money to pay Social Security benefits that we have been promised for retirement or disability. (I say we because I am 35 this year and I am in this pool of future beneficiaries.)  Read more....

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